Born and raised in Tanzania, East Africa Sajad Gulamali moved to Canada in 1987. After graduating from Seneca College of Applied Arts and Technology on the Dean’s Honor's list, he joined an insurance company in their head office in 1988 which opened the door to him as an insurance agent in June of 1996.
In his 20+ years working as an exclusive Agent for the company, Sajad build a very successful Agency and received many awards, such as Life Time Presidents Club Award, Golden Triangle Award, SVP Council and others. He is also a Life Time member of MDRT, an organization that recognizes the top 10% of the world's Insurance and Financial advisors.
For over 20 years as an agent, Sajad worked exclusively with just one insurance company and therefore could only offer his clients that company’s policies and prices. But when that U.S-based company sold its Canadian operations to a Quebec-based company in 2015, Sajad started to look at brokerage options where he could serve his clients' best interest by offering them coverage and prices from multiple companies. Though he did very well while representing that single insurance company, many a time he felt like a captive agent.
Towards the end of September 2016, after completing his brokerage license, Sajad opened up his doors as a Broker under the name of Insurewise Brokerage Inc with a slogan Giving You The Right To Choose. His office is located at a professional building at 18 Wynford Drive, Suite 715, North York, Ontario.
In a very short period of time, Sajad understood what it meant to be free from being a captive agent. He now had the option to shop for clients' insurance needs from different insurers and had access to a variety of policies and coverages with competing prices. He is therefore equipped to provide his clients with the best policies suited to their unique needs which he feels he was lacking while working as an Agent. Sajad has built a very good rapport with each insurance company.
With his dedication and strong interpersonal skills, Sajad has been working to ensure his clients receive the best insurance services. Those clients come from all walks of life and Sajad has been able to build a trusted relationship with them over the years. This is evident from the testimonials he receives regularly posted on his website www.insurewiseinc.com). His licensed team of professionals offer unparalleled customer support and expert advice.
The staff at Insurewise Brokerage Inc. has combined insurance experience of several decades helping clients feel safer and providing them with one of the best bundled coverages in the industry. And if you’re wondering, the staff also speak multiple languages.
Sajad says he is proud to service the insurance needs of his clients across the Province of Ontario whether they are individuals, families or businesses.
With his years of experience as an Insurance Agent and now serving the community as an independent broker representing many of the top insurance companies he is confident that with his depth of knowledge and expertise, he will source the very best coverage at the right price based on your needs.

With the weather in Toronto turning milder people are taking more and more to outdoor activities. And as has become very popular in the summer months, folks from the Caribbean gather in great numbers at the several parks throughout the GTA for village and church picnics, family reunions, and a multitude of group get-togethers to take advantage of the sunshine and the longer days.
In many of these settings which are organized by Guyanese groups, it is a safe bet that the familiar face of Azeez Mohammed with his bicycle, his cricket bat and soft ball would be one of the prominent features.
For the 84-year-old Azeez, his bicycle is his main mode of transportation around the city.He rides it everyday, in good or bad weather, and eagerly looks forward to weekend outings at the parks in the summer to meet and merge with familiar and not-so-familiar people with whom to socialize.
Obviously, Azeez journeys to his destinations by his bike and takes along his bat and ball for he doesn't go to those places to merely relax. He considers himself a good soft ball cricket player and proves his worth by actively bowling, batting, running and catching.
Azeez turned 84 last April and lives in Scarborough with his wife who is 83 years old. He is an active member and regular attendee at the Imdadul Islamic Centre in North York.
Azeez's active lifestyle is surely an inspiration to the many couch potatoes in our midst.

Saturday June 29, 2019 from 10AM to dusk, rain or shine at Thomson Memorial Park, Picnic Area ‘B’. Bring the entire family to meet/greet and eat with old friends. Info: Mike Mangar 647-473-7843; Email: mike1943@msn.com; Whitee Samaroo 416-508-9515; Jet Ramjit 416-633-4730; Channo 905-420-2433; Azad Khan 647-281-1951; Susan Mangar 416-291-7843.

Come join us for a fun day at the De Hoop, Strangroen & Columbia 16th Annual Picnic on Saturday June 22, 2019, 10.00 am to 8.00 pm at Milliken Park - Area B. Bring your kids and picnic baskets to enjoy a day of games, raffles and meeting old friends. Contact Leon 416-648 5681, Paul Jorree 416 726 4153, Tum 905 428 1545 Janet 905 239 0891

The 13th Annual Corentyne Picnic (#66-74 Villages) will be on saturday, June 29, 2018 @ Meadowvale Conservation Area, 1081 Old Derry Rd, Mississauga. Fun and games for all. DJ music. Info: Mahen 905-277-1580, Mukesh 905-277-9859; Baboo 416-747-9428.

Canada has launched an information campaign in India to help temporary resident visa applicants save time and money and avoid falling victim to fraud and common immigration scams. Canada wants all visa applicants to know that applying online will save time and money:
· They don’t need to spend extra money on an immigration consultant to apply.
· They can apply online from the comfort of their own home, and save an extra trip to the visa application centre.
· They can apply on their own, or if they need help, have a trusted friend or family member apply for them.
· A visitor visa application costs $100 CAD, which is a lot cheaper than applying with a consultant.
· There is no advantage to applying using a paper form or with a consultant. The same immigration officers make decisions on both online and paper visa applications.
· Many individuals who claim to be immigration consultants are not authorized to charge money for immigration advice, and take advantage of people by charging excessive fees.
· If an applicant needs a consultant’s help to apply for a visa, they should make sure that the consultant is authorized in Canada by checking if the consultant is registered with the Immigration Consultants of Canada Regulatory Council.
· No consultant can guarantee a visa to Canada. Those who claim they can are not telling the truth and just want to take people’s money.
Think twice before you reapply:
· If someone’s visa application has been refused, they should think twice before reapplying.
· They should only reapply if they are able to address the reasons why their original application was refused and can show how their previous circumstances have changed.
· Reapplying multiple times using the same information, with or without an immigration consultant, will not change the original decision. It will only cost more money and the applications will likely be refused again.
Visit canada.ca/india-visa for more information on how to help a family member or friend in India apply for a visa, find an authorized immigration consultant, and protect yourself against fraud.

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